Involved in a Rental Property Accident?
Rental property injury claims occur when a guest sustains an injury as a result of the negligence of the host to provide a safe environment. These claims are usually made against the owner of the property for not adhering to the duty of care that is expected of a property owner towards all visitors.
It is the responsibility of the owner of the property to ensure that they are providing a safe environment for guests. A host would be advised to carry out frequent health and safety checks to ensure that there are no potential risks of safety hazards and therefore no potential hazards which might lead to a guest being injured.
The majority of claims for rental property accidents are for personal injury. The claimant needs to prove that the property host did not show a reasonable duty of care to them and that this led to the accident.
The Occupiers’ Liability Act 1995 states that an occupier of a building has a duty of care to all visitors to provide a safe environment for them. The health and safety of a property owner’s guests should be their first priority and they should do everything they can to ensure that there are no hazards which may cause accidents or injury to them.
Who is Liable?
Property owners may also have insurance in place to cover personal injuries. On occasions a dispute can arise as to whether the property owner or rental company such as Airbnb are liable to an injured person. For that reason it is important to legal advice on this issue in the aftermath of an accident involving personal injuries.
The claim is usually made against the insurance company of the property owner.
If you have been injured in property rental accident and wish to make a claim, you will need to determine who was at fault for the accident. In order to proceed with a claim, the accident must have been caused by somebody else who acted in a negligent manner. An property owner has a responsibility to ensure that visitors to the premises are kept safe and their safety should be their first priority.
Common Causes of Rental Property Accidents*
Rental property accident claims relate to personal injuries while staying or visiting a rented property. Some of the most common complaints are:
- Slips, trips and falls
- Cuts, lacerations and burns
- Escalator and lift accidents
- Falling objects
- Uneven flooring, faulty stairs
- Poorly maintained furniture,
When can an Rental Property Owner be Liable for Personal Injuries? *
Inadequate Lighting
Properties that are poorly lit, especially at night-time, can lead to trips and falls.
Faulty or Broken Furniture and Equipment
As these rental properties are used by numerous guests over a period of time, furniture may become broken quicker due to more wear and tear. Property hosts should check the safety of furniture regularly, if damaged furniture is not replaced it can become faulty causing injury and accidents. Broken furniture can collapse suddenly triggering back injuries and broken bones.
Access to Safety Information and Equipment.
Rental property owners should equip their homes with the safety essentials such as a working smoke and carbon monoxide detector, a fire extinguisher, a first aid kit, and instructions on how to contact local authorities in case of an emergency.
What do I do if I'm involved in a Rental Property accident?
Following a rental property accident , there are a number of steps you should follow:
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Seek medical attention
Your health is your wealth and should be your first priority. Immediately after an accident, take a second to assess yourself to determine if you have any injuries. Then check if anybody else involved in the accident needs medical attention. If anybody has sustained a serious injury, ensure that you contact an ambulance to attend the scene.
You must remember that minor injuries where you ‘feel fine’ could progress to a more serious injury in the future. In this case, it is always better to be safe than sorry and advisable that you go to your nearest accident and emergency (A&E) or local GP to be checked out.
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Report the accident
It is important that you report the accident to the host. You may be required to assist to fill in an accident form. This is to provide them details of how the accident occurred and details of the injury. You should also request that they preserve any CCTV footage.
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Identify any witnesses
Collect contact details of any witnesses to the accident – their names and contact information.
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Document the incident
Just like any personal injury claim, documenting exactly what happened is a very important step. It is important to obtain:
- How the accident happened, time and date of the accident.
- Details of any witnesses to the accident (including staff and other customers); their names, contact information.
- If there are any CCTV recordings of the accident.
- Take pictures from different angles of where the accident happened and what caused you to slip, trip or fall.
- Take pictures of any injuries you suffered, this will help your solicitor to understand how the accident happened.
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Speak to a personal injury solicitor
If you are considering moving forward with a claim for any personal injuries sustained, it is advisable that you speak with a public place accident claims solicitor as soon as possible. If you are proceeding with a claim, the first step will be submitting your claim to the Injuries Board for assessment. A solicitor can help you prepare your application to the Injuries Board and ensure that you follow the process in the correct format, meaning that you can move forward with your claim quickly without unnecessary delays.
It is important to remember to keep copies of any expenses that you have incurred as a result of the accident. It is also imperative to retain copies of medical reports or incident report forms where possible as you will need them when making a claim.